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How do I get the lowest price?

By using an online broker like Life Insurance Ottawa.  We will scan the market for you are present you with your options ranked by price.

Why should I use a broker?

Beyond the best price we are also there to help answer any questions you may have about life insurance by giving you independent advice.

Is it cheaper if I just buy direct from an insurance company?

Due to regulatory requirement the vast majority of life insurance products can only be offered via licensed insurance brokers.

Is life insurance expensive?

There are life insurance options to fit any budget and life insurance is usually more affordable than people first think.

Why do I need life insurance?

Life insurance plans can help very much during a difficult time by providing tax free cash quickly.

Isn’t my group plan going to be cheaper?

Most people will discover that shopping the insurance market for the best price based on their age and gender will be cheaper than the majority of group or association plans.

What if I am old?

As people age the amount of choice in life insurance products does decline but we have options to help regardless of your age.

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Will I have to take a medical exam?

It depends on your age, the insurance company you choose, the type of policy, and the amount of benefit.  If you are concerned about a medical we are happy to work with you to find a solution.

What type of Insurance do I need?

There are a wide variety of insurance products available in Canada and if you are just starting your search we are happy to offer a free consultation.

How much insurance should I buy?

Amount of insurance coverage varies greatly from situation to situation.  We are happy to ask you a few questions and conduct a “needs analysis” specific to your unique life insurance need.

How do I pay for your services?

In the majority of situation the insurance companies we broker for are responsible for our compensation.

What if I find a lower price?

We are confident you won’t but if you think you have found a better price let us know.

What if I have a health issue?

There are lots of different policy types and some sort of coverage can be found for most situations.

What if I change my mind?

All of our quotes are without obligation and most insurance policies can be cancelled at any time without any fees.

How do I choose the right life insurance broker for me?

By doing exactly what you are doing right now and researching your options online.  : )

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