Insurance Disclosure Statement

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Advisors:                                              Samuel Gordon Henley                   

Province(s) of License:                        Ontario                                                

License Number:                                 08102246                                            

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Companies I Represent

 

Through our MGA Financial Horizons Group, I can represent a number of insurers and can offer my clients the following products:

 

•   Universal Life:                                                                                                                                          

  • Assumption, BMO, Canada Life, Desjardins, Empire Life, Equitable Life, Foresters, Industrial Alliance, Ivari, La Capitale, Manulife, RBC Insurance, SSQ Financial Group, Sun Life, UL Mutual                                  

 

• Term coverage:

  • Assumption, BMO, Canada Life, Canada Protection Plan, Cumis, Desjardins, Empire Life, Equitable Life, Foresters, Humania, IA Excellence, Industrial Life, Ivari, La Capitale, Manulife, RBC Insurance, SSQ Financial Group, Sun Life, UL Mutual

 

•   Whole Life Products:

  • Assumption, Canada Life, Canada Protection Plan, Desjardins, Empire Life, Equitable Life, Foresters, Industrial Alliance, La Capitale, Manulife, Sun Life, UL Mutual

 

•   Critical Illness Plans:

  • Assumption, BMO, Blue Cross, Canada Life, Desjardins, Empire Life, Equitable Life, Foresters, Humania, Industrial Alliance,  Ivari, La Capitale, Manulife, RBC Insurance, SSQ Financial Group, Sun Life, UL Mutual

 

•  Disability Coverage:

  • Blue Cross, Canada Life, Desjardins, Humania, IA Excellence, Industrial Alliance, La Capitale, Manulife, RBC Insurance/Edge Benefits, SSQ Financial Group,

 

•  Long Term Care: 

  •  Blue Cross, Desjardins, La Capitale, Manulife, RBC Insurance, Sun Life.

 

•  Individual Health:

  • Benecaid, Blue Cross, Desjardins Solo, Illness Protection.com, La Capitale, Manulife.  

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•  Group Benefits:

  • Assumption Life, Great West Life, Manulife, Sun Life.

                      

• Guaranteed Issue Plans:

  • Assumption, Blue Cross, Canada Protection Plan, Foresters, Humania, IA Excellence, Industrial Alliance, La Capitale.

 

•  Money Products:

  • Assumption Life, Canada Life, Desjardins, Empire Life, Equitable Life, HighView Financial Group, Industrial Alliance, Ivari, La Capitale, Manulife, RBC Insurance, SSQ Financial Group, Sun Life.

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• Bank Products/Mortgage Products:

  • Manulife Bank.

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•   R.E.S.P’s:

  • Industrial Alliance, Manulife (Segregated Funds & GICs).

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•   Travel Insurance:

  • Blue Cross, Group Medical Services, Manulife, PD Admin Group, TIC Travel, Tour+Med Travel, Travel Underwriters.

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Relationship with Companies I Represent

 

No insurance company holds an ownership interest in my business, nor do I hold an interest in any insurance company.

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Compensation

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If you choose to purchase a product through me, Henley Solutions Inc. will be paid a sales commission by the company that provides the product you purchase.  Henley Solutions Inc. may receive a renewal (or service) commission if you keep that policy in force.  Henley Solutions Inc. may also be eligible for additional compensation, such as bonuses, or non-monetary benefits, such as travel incentives, depending on various factors such as the volume or persistency of business that I place with a particular company during a given time period.

 

Conflict of Interest

 

I take the potential of a conflict of interest seriously. I will notify you if there is a conflict of interest of which I become aware in regards to my recommendations to you. My overall recommendation will take into consideration, and will be based on my analysis of your financial security needs.

 

Collection of Information

 

I will, from time to time, collect financial and other information on you. This information includes transaction-related details arising from your relationship with or through me. I may obtain this information from a variety of sources, including your own records with me, from transactions you have made with or through me, from credit reporting agencies and other financial institutions, and from references you have provided to me.

 

Canadian Anti-Spam Legislation

 

Canada’s anti-spam law (CASL) came into effect on July 1st, 2014 and may affect our ability to send you a commercial electronic message (CEM) on topics of interest to you, as well as invitations to our events.  By providing an email address you consent to receive any commercial electronic message, which may include communications about regulatory changes, news, publications, education program, information and invitations to events that may be of interest to you. Should your email address change, this consent is still valid until you unsubscribe or otherwise notify us in writing to our address or by email that you no longer would like to receive CEM’s.  For information about CASL, please visit: www.crtc.gc.ca/eng/casl-lcap.htm.

 

Canadian Do Not Call Registry

 

By providing a telephone number you are consenting for an advisor or representative to contact you at the number provided.  You may remove this consent by providing us a request in writing at any time.  Should you require more information about the Canadian DNCL, please visit: https://www.lnnte-dncl.gc.ca/en

 

More Information

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Should you require additional information about my qualifications or the nature of my business relationships, I would be pleased to assist you.